RAS is one of the largest writers of workers' compensation insurance in the Upper Midwest, and the No. 1 writer of workers' compensation in the state of South Dakota. We are proud of our A- rating by A.M. Best. We are locally owned with headquarters in Sioux Falls, SD, and an office in Eagan, MN.  

RAS was launched in 1989 – small, focused and determined.

Since then, we have grown into a successful, secure organization, providing a broad array of products to serve our customers: employers who are challenged by the rapidly changing workers’ compensation system. Partnering with our customers, we work to control the rising costs of managing a workforce while protecting profitability. Fueled by decades of expertise and steady, disciplined growth, our success is reflected in our growing number of long-term relationships and business referrals from satisfied clients. We're continually developing new ways to overcome the difficult issues inherent to workers' compensation and to the customers we serve, arming you with comprehensive solutions for your business. 
 
 A Solution Tailored to Fit Your Customer  

When it comes to workers’ compensation insurance services, we have the knowledge and experience to address our clients’ specific concerns or situations. We cover business across the spectrum – from Main Street to the corporate plaza.

We offer:

• Workers’ Compensation Insurance
• Large and Small Deductible Options
• Risk Management
• Claims Management
• Cost Containment
• Nurse Case Management
• PPO Network 
• Medical Bill Review
• Third Party Administration
• Loss Control 
• Association Programs